Lay of the Land...
How does it work?
The Report Header
Half #1 - Company Net Worth (Incremental)
Half #2 - Company Net Worth (Absolute)
Everyone on Planet Earth seems to look up to the United States of America for inspiration. It is advertised as the "most capitalistic" country of the bunch.
In truth, it's being run like an insane asylum with the inhabitants getting dumber by the month due to a gazillion different inputs, but what's new for that whacky group of Global Controllers, right?
Its citizens seem to have been BURIED by the most Complex Taxation system of all the World, and it appears as if their currency is being run by Foreigners they've never met, as is always the case during the "Capitalism Trick".
Somehow and bizarrely, as the digital age rose, one company called Intuit with ownership support of Microsoft took control of the entire Small Business Bookkeeping and Accounting software marketplace.
During that process, with pounds of Banker support, it appears they encouraged user flow processes that were not in the best interest of the users.
They started sharing data as debits and credits WITH signed values, which is incomprehensible. Of course, they started sharing data with their view of debits and credits too, which is 180 degrees out of phase from the consumers view, but to be expected from inversionists at heart.
To compound matters, those Old Clowns seemed to push archaic manual accounting Dogma at the high-school, college and graduate level for HUGE Fees in order to further confuse and smother an increasingly, illiterate population. Financially and otherwise.
The Middle School Curriculum - Accounting and Bookkeeping is absent. It is merely addition and subtraction and should be introduced and mastered before Geometry and Algebra with a software solution they can have access to for life.
The High School Curriculum - Accounting and Bookkeeping is Optional and not a requirement for all. When it is being taught it is being taught with old school Dogma and without a software solution they could have as a resource for life.
The College Curriculum - Accounting is being required only for Business Majors when in fact there never should have been a "business major" to start with. Business is all just Liberal Arts and should have been condensed and a required add on for every Liberal Arts Major as well as every Science Major. Accounting IS the currency of Energy and to think people paid for College Degrees believing only a select few needed it was criminal.
The Graduate Curriculum - To think Technical Majors had to return to get a Master's in Business prior to being required to have basic accounting is obscene. To think others could have mastered in accounting yet failed the CPA exam is worse.
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Dogma - Accounting is being taught with old school Dogma that has been manipulated in ways that makes logic almost invisible.
Manual Systems are the focus - It's all being drilled in as if they are going to be doing "manual bookkeeping", which few have been doing properly or consistently for 40+ years now, if not hundreds actually.
Digital Systems focus on Relational Databases instead of Spreadsheets - That which is being taught with digital tools is being taught with non-mainstream database systems not spreadsheets.
The Scenarios Taught are bogus - The information is being taught in isolation from the students own lives and without life simulation tools.
The Text Book publishers - These folks are controlling and dictate the Curriculum, and they have no real reason to present new information.
The Text Book manufacturers - These folks have a cornered market. They have no desire to see curriculum go Digital for the students benefit.
The Text Book Distributors - These folks Control the delivery of books to students and they have created a cartel for new and used books.
The College Instructors - These folks may or may not have any say as to the Books offered. Worse yet, most College Accounting Professors are regurgitating the Dogma they were taught using books that most align with that, when in fact NONE OF THIS is in the best interest of the students or society. Furthermore, if an instructor were to deviate from the norm, they might lose their high paying job or jeopardize their tenured position in some way. Actually no. They would never have gotten tenure if they thought the way the students needed them to think to start with.
Intuit - A company called Intuit controls 80% of the small business Software market. In the mid 1990's they were bought by Microsoft. Understanding the depth and nature of that monopolistic ownership interest then and now is difficult.
Intuit and Bankers United - Intuit is fully in bed with all the largest Banks and their collective goal is to make sure people stay fully confused as it relates to bookkeeping and accounting. Confused consumers and fellow citizens make for the most profitable for them. They have also joined together to create schemes and systems which force software upgrades when none are needed.
400,000 CPA foot soldiers - Intuit has sought out the support of 400,000 CPAs who either directly and intentionally or indirectly support the perpetuation of poor software solutions for their clients for at least 30 years.
Intuit's very Bad SaaS Solution - Intuit has failed to produce an appropriate SaaS solution with 15+ years in pursuit of that endeavor. Intuit's SaaS solution offers zero privacy for millions of small business owners, and their archaic desktop solution may or may not have offered appropriate privacy.
Intuit's negative affect on Human Health - Intuit's End Users are SOME OF THE MOST UNHAPPY CUSTOMERS ON THE PLANET. A portion of our population suffers from depression and anxiety due to Intuit's prongs.
Intuit's Monopoly - With only one game in town, illogically, it's generally either them or the trusty spreadsheet, which does great for recording transactions, categorizing them and reporting on Net Income.
Venture Capitalists - 35% of Venture Capital money goes into software and much of that is to target the small business people. The goal of most Venture Capitalists is to build a product that is close enough to competitive to a Major Player that they can get a buy out. That has NOTHING TO DO WITH creating great solutions for consumers. In fact, it's the exact opposite. It encourages copy cat work with little true innovation.
Non-Intuit Offerings - There is a large volume of smaller offerings for budgeting and transaction categorization that are typically missing a General Ledger and The Balance Sheet, which makes them toys for no logical reason.
Missing Spreadsheet Offerings - Seemingly, nobody saw any way or reason to offer a Spreadsheet Solution with a General Ledger and Balance Sheet. The Balance Sheet was a little complex for a Non-Accounting Major. Not sure why all of them weren't tasked with building one out as part of their Under Graduate degree...
Develop a spreadsheet based Bookkeeping System with a Fully Functional General Ledger and Balance Sheet. Build the entire solution with spreadsheet formulas only so it is or can be spreadsheet vendor independent.
Redefine vocabulary for all parts of the Bookkeeping Process to remove confusion and Dogma from the mix. Use that new vocabulary in the Spreadsheet based Software to reinforce it's use.
Remove the need for Debits and Credits in the Journals since that conversion can all be automated. Users can learn that with time if needed or desired. It's also much easier to learn AFTER full proficiency is had with out it.
Create distribution channels that are void of the traditional corporate structure that would seek to maximize profits at the cost of distribution to masses and/or require complex licensing to ensure employee payroll was met each month. This is meant to be an entirely new type of Commerce.
Develop Written Text, Visuals, Videos and Targeted Websites for purposes of Marketing and Education. Make sure they can be combined in a myriad of ways to serve as a replacement for Printed Text Books and reference material.
Identify the exact time during Middle School curriculum during which time Basic Bookkeeping, the General Ledger, and the Game of Commerce should be introduced. Make sure it's simple and interesting. Make it personal and relevant! If they are going to drop out after 8th grade to sell drugs, teach them how to track all their sales with perfection!
Identify End Users who will benefit most from the solution. Make them aware of the offerings in every way imaginable.
Identify Coaches, Consultants and Educators who can profit from public education, setup and support services. This gives everyone a reason to speak in front of groups that may benefit them in one of several ways.
Identify Community Leaders who can share this with all relevant organizations in their community. We need to get folks who did not get this education caught up!
Push the Boulder over the Edge. And watch it roll!